10 Apps that Save You Money in 2022 (UK Edition)

Money is tight for many people these days, and if you’re finding it hard to stick to a budget, don’t worry – you’re not alone.

2022 is proving to be a challenging year with energy bills and the cost of living continuing to rise, it can be tough to make ends meet, but luckily there are plenty of apps that can help.

Here we take a look at 10 of the best money-saving apps around. Read on to find out how they can help you slash your costs and get your finances back on track!


Plum is one of the most popular budgeting apps in the UK.

This app is all about saving money without noticing. Once you’ve connected to your bank account, it will analyse your spending habits and determine how much you can put away each month. It will then transfer this money into a savings account, so you can watch your balance grow over time. What’s more, Plum also offers features like round-ups and bonuses.

Starling Bank

Starling Bank is a mobile-only bank that offers a range of features to help you manage your money. It’s free to join and helps you manage your money. It also doubles up as a travel card, so you can use it abroad without being charged any fees.

Stand out money-saving features include spare change round-up, saving spaces where you can set aside money for your bills and spending insights which share how your money is being spent.

If you’re looking for a new bank that helps you save money, Starling is worth checking out.


Swagbucks is a money-making app that allows you to earn rewards for completing tasks such as watching videos, taking surveys and shopping online. These points can then be redeemed for gift cards or cash (through PayPal).

It’s a great way to make some extra money in your spare time, and there are plenty of opportunities to earn points. If you’re bored and want to put your spare time to good use, then Swagbucks is worth checking out.


If you’re looking for a super easy to use money-saving app that connects to your existing bank account, then Chip could be perfect. 

Chip automatically saves small amounts of money from your account each week, and you can also choose to round up your transactions to the nearest pound, which will be saved as well. The app also allows you to invest your money should you wish (capital at risk)

Plus, once you’ve saved up enough, you can choose to withdraw your money at any time or leave it in the app to grow. Chip has taken some hard work out of finding a good interest saving account as they have partnered and worked with banks to bring you market-leading interest rates.


If you have bigger saving goals, for instance, a deposit for your first home, moneybox could be the right app for you.  

This app allows you to choose from various investment options, including stocks and shares ISAs, general investment accounts and even pension pots.

You can start saving with as little as £1 making it really easy to create. The app is FCSC protected and even has the ability for you to open LISA accounts. It is one of the best apps for longer-term savings.


Idealo is a price comparison app that allows you to compare prices on various products, from groceries to gadgets.

It’s a great way to ensure you always get the best deal on everything you buy. Simply type in what you’re looking for, and the app will show you a list of prices from a range of different retailers.

You can also set up price alerts, so you’ll be notified when the price of an item drops. If you’re looking to save money on your shopping, then Idealo is definitely worth downloading.


Vouchercloud is an excellent app for finding discounts and deals on a range of products and services. Simply browse the offers available, and you’ll be able to find savings on everything from restaurants to holidays.

You can also search for deals by location, so you’ll always be able to find something nearby. If you decide to use the app, enable the track function, which adds up all of your savings to date, making it addictive to save money.

If you’re looking for a way to save money on your everyday purchases, then Vouchercloud is definitely worth checking out.

O2 Priority Moments

If you’re an O₂ customer, you can download the Priority Moments app to access a range of exclusive discounts and offers.

These offers are updated regularly, and you’ll be able to find savings on everything from restaurants to fashion.

To take advantage of the deals, simply show the offer at the till, and your discount will be applied. If you’re an O₂ customer and are looking for ways to save money, then the Priority Moments app is definitely worth downloading.


If you’re looking to make some quick cash, then MusicMagpie is a great app to check out.

The app allows you to sell unwanted items such as CDs, DVDs, games and books. Simply enter the barcodes of the items you want to sell, and MusicMagpie will give you an instant price.

Not only does this app help you clear out your clutter, but it also puts a bit of extra cash in your pocket. You don’t need to worry about shipping either simply box up the stuff you decide to sell, and MusicMagpie will sort out a prepaid shipping label.

Tip: Although Musicmagpie is really easy to use and takes the hassle out of selling, you won’t get the best price. It’s a good idea to check out eBay first to get an idea of how much your stuff is worth.


Hate paying for parking? Then Parkopedia is the app for you. It’s a handy tool that allows you to find parking near your current location. 

Simply enter your location, and the app will show you a list of nearby parking options. You can also filter the results by price, so you’re always able to find the cheapest option.

Bottom line

If you’re looking for ways to save money, then the apps we’ve listed above are worth checking out. From price comparison to exclusive discounts, there’s something for everyone.

So why not download a few and see how much of your monthly budget you can shave off?